Wealth Management & IFAs
Your recurring fees are only as safe as your least-contacted client
Three tools that read your client register, find the drifting relationships and uncovered advice gaps, and draft the review invitations.
- 18 mo
- without review before a client starts listening to other advisers
- £2,400
- average recurring fee at risk per drifting client
- 70%
- of inherited wealth leaves the original adviser
The leaks
Where the margin is going
Silent drift
£38k+
Clients past their review date quietly become someone else's clients.
Uncovered gaps
£57k+
Protection and pension gaps sit unadvised across the book.
The generation cliff
£9.6m
AUM walks out with the next generation you've never met.
Dormant Book Miner
Review dates lapse quietly. Nobody sees the whole book's drift in one place.
Every overdue relationship surfaced, ranked by recurring fee at risk, review invitations drafted.
How it works
Parsing client register
410 records tokenised
Detecting review drift
Last review and last contact per client
Scoring fees at risk
Recurring fee × drift months
Drafting review invitations
Personalised, adviser-approved
What your team does with it
- Take the top of the fee-at-risk list into the adviser meeting as this week's calls.
- Send the drafted review invitations from the servicing adviser's address.
- Clear each overdue flag as the review lands in the diary.
On sample data
96 clients past review with fees at risk
- £38,400/yr
- Recurring fees at risk
- 96
- Invitations drafted
- 34
- 18+ months unseen
The Miner runs monthly so drift is caught in weeks, not at renewal.
Gap Scanner
Advice gaps across a whole book are invisible client-by-client.
Protection, pension and ISA gaps flagged book-wide, sized in fee terms, agendas drafted.
How it works
Parsing holdings
1,120 positions tokenised
Detecting advice gaps
Cover, contribution and allowance gaps
Scoring opportunity
Fee value per gap per client
Drafting review agendas
One agenda per flagged client
What your team does with it
- Sort the gaps by fee value and pick the ones that sit inside your permissions.
- Drop the drafted agenda straight into the annual review already scheduled.
- Evidence the gap and the recommendation in the client file as you go.
On sample data
143 advice gaps across 88 clients
- £57,200
- Advice fee opportunity
- 88
- Review agendas drafted
- 26
- Unprotected high-earners
Gap Scanner gives every adviser a reason to call, with the numbers already on the agenda.
NextGen Retain
When wealth transfers, the next generation rarely knows your firm's name.
Households facing transfer identified, next-gen contact status mapped, introduction plans drafted.
How it works
Parsing household links
130 households tokenised
Detecting transfer exposure
Age, estate signals, linked contacts
Scoring AUM exposure
Assets facing transfer within 10 years
Drafting introduction plans
Family review invitations per household
What your team does with it
- Ask each adviser to confirm which next-generation contacts the firm already holds.
- Make the drafted introduction through the existing client, never cold.
- Add the next generation to the servicing record so the relationship survives the transfer.
On sample data
64 households facing wealth transfer
- £9.6m
- AUM exposed
- 51
- No next-gen contact on file
- 64
- Introduction plans drafted
NextGen Retain starts the second-generation relationship years before the transfer event.
In motion
Watch it run
Live demo
Try it on sample data
Data protection
Your client data never reaches the AI
How it fits together
From your book to revenue actions
Proof
Results
What a 410-client register gave back
Before
Reviews scheduled from memory and diary notes
After
£95,600 of fee opportunity and £9.6m of AUM exposure mapped in one run
- £95,600
- Fee opportunity surfaced
- 248
- Client actions drafted
- 64
- Households protected
The offer
Package
The IFA package
- All three tools configured for your firm
- PII tokenisation layer as standard
- CRM/register onboarding and data mapping
- Monthly findings report with £ figures
- UK-based support, DPA included
Live within 14 days of data access
Build from £6,000 · from £2,750/month · one retained client typically covers the year
Questions
Frequently asked
Is this GDPR compliant?
The architecture is built for UK GDPR: identifiable fields are tokenised before any AI processing and the encrypted mapping never leaves your control. We provide a DPA with every engagement and a DPIA on request.
What data do you need?
A client register export: client, recurring fee, last review, holdings summary. Back-office exports work as-is.
How long does setup take?
Most firms are live within 14 days of granting data access. The demo you just ran mirrors the real pipeline. What follows is configuration, not construction.
Does it work with our systems?
Yes. Intelliflo Office, Xplan, Curo and spreadsheet registers.
What does it cost?
A one-off build fee then a monthly retainer, anchored so one retained client typically covers the year. Exact pricing on the call, based on book size.
Next step
See it on your own book
This was synthetic data. Yours will be better.
Book a callPseudonymisation under UK GDPR Art. 4(5). DPIA and DPA available on request.
Also see: Mortgage & Finance Brokers, Accountancy Firms