Mortgage & Finance Brokers
Your client book already knows your next six months of fees
Three tools that read your book, find every maturing deal and dormant client, and draft the outreach before the high-street lender gets there.
- £1,244
- avg proc fee left unclaimed per lapsed client
- 6 mo
- warning your book gives you before every maturity
- 73%
- of clients who remortgage stay with whoever contacts them first
The leaks
Where the margin is going
Maturities slip past
£43k+
Fixed-rate end dates sit in your CRM while clients drift to their lender's retention team.
Orphaned clients
£29k+
Past clients with no assigned adviser quietly remortgage elsewhere.
Protection never mentioned
£24k+
Completions close, protection conversations never open.
Maturity Radar
Fixed-rate end dates are scheduled fee events. Most books have no system watching them.
Every maturing client surfaced six months out, scored by fee value, outreach drafted.
How it works
Parsing client book
240 records mapped, fields tokenised
Detecting maturity dates
Scanning fixed-rate end dates across all lenders
Scoring fee value & urgency
Ranking by proc fee and days to maturity
Drafting client outreach
Personalised letters and email sequences
What your team does with it
- Open Monday's list and assign each maturing client to the adviser who wrote the original case.
- Send the drafted outreach from that adviser's own inbox, highest fee value first.
- Book the review before the incumbent lender's retention team makes its call.
On sample data
62 clients maturing within 6 months
- £43,400
- Est. proc fees in window
- 62
- Outreach drafted
- 17
- Highest-urgency (≤60 days)
Maturity Radar watches your book continuously and hands your advisers a ready-to-send pipeline every Monday.
Orphan Client Revival
Clients with no assigned adviser remortgage with someone else. Silently, every month.
Dormant and orphaned clients identified, verified as contactable, revival sequences drafted.
How it works
Parsing dormant list
180 records tokenised
Detecting orphan status
No adviser contact in 12+ months
Scoring revival value
Prioritising by likely borrowing need
Drafting revival sequences
Three-touch reintroduction per client
What your team does with it
- Work the verified-contactable list first and park anything that failed the check.
- Reassign every revived client to a named adviser so the book stops going orphan again.
- Release the revival sequence in weekly batches your team can actually answer.
On sample data
118 revivable clients found
- £29,150
- Est. fee opportunity
- 118
- Contactable & opted-in
- 118
- Sequences drafted
Orphan Client Revival turns your dormant back book into a monthly reactivation pipeline.
Protection Cross-Sell Engine
Most completions close without a protection conversation ever being logged.
Every completion without protection flagged, review invitations drafted for adviser sign-off.
How it works
Parsing completions
95 cases tokenised
Detecting protection gaps
No linked policy on file
Scoring household exposure
Loan size, dependants, term
Drafting review invitations
Compliance-safe, adviser-approved sends
What your team does with it
- Review the flagged completions and sign off only the drafts you are happy to send.
- Route each invitation to the adviser who handled the mortgage, never a call centre.
- Log the protection outcome back on the case so the flag clears itself.
On sample data
71 completions with no protection recorded
- £24,850
- First-year commission opportunity
- 71
- Review invitations drafted
- 23
- High-exposure households
The engine flags the gap and drafts the invitation. Your authorised adviser owns the advice.
In motion
Watch it run
Live demo
Try it on sample data
Data protection
Your client data never reaches the AI
How it fits together
From your book to revenue actions
Proof
Results
What a 240-client book gave back
Before
Maturities tracked in a spreadsheet, when there's time
After
£97,400 of fee opportunity surfaced and drafted in one run
- £97,400
- Total opportunity found
- 251
- Client actions drafted
- 31
- Adviser hours saved / month
The offer
Package
The Mortgage Broker package
- All three tools configured for your firm
- PII tokenisation layer as standard
- CRM/book onboarding and data mapping
- Monthly findings report with £ figures
- UK-based support, DPA included
Live within 14 days of data access
Build from £5,500 · from £2,500/month · one recovered maturity month covers the retainer
Questions
Frequently asked
Is this GDPR compliant?
The architecture is built for UK GDPR: identifiable fields are tokenised before any AI processing and the encrypted mapping never leaves your control. We provide a DPA with every engagement and a DPIA on request.
What data do you need?
A CSV or CRM export of your client book: client, lender, rate end date, last contact. We map it in onboarding; you never reformat anything.
How long does setup take?
Most firms are live within 14 days of granting data access. The demo you just ran mirrors the real pipeline. What follows is configuration, not construction.
Does it work with our systems?
Yes. Smartr365, 360 Lifecycle, Intelligent Office and spreadsheet books. If it exports, we ingest it.
What does it cost?
A one-off build fee then a monthly retainer, anchored so a single recovered maturity covers months of fees. Exact pricing on the call, based on book size.
Next step
See it on your own book
This was synthetic data. Yours will be better.
Book a callPseudonymisation under UK GDPR Art. 4(5). DPIA and DPA available on request.
Also see: Wealth Management & IFAs, Commercial Insurance Brokers